According to the BBC, a 60 year old female beggar named Laxmi Das recently opened a back account (and qualified for a credit card) with 200 pounds of coins she had amassed after 44 years of begging on the streets of Calcutta, India. Her sister said she lived very frugally and saved most of her daily haul of coins. She saved the coins in iron buckets at her house in a shanty town. Police had encouraged her to deposit the coins in the bank to avoid becoming a victim of robbery.
Ms. Das says she saved the coins so they would be available to her when she was too old to beg. I love a woman with a plan!! Take a lesson from Ms. Das ladies and save for your retirement. You can't count on anyone else to take care of you. You have to take care of yourself!
And the next time you are traveling in India or even on the streets of your hometown and encounter a beggar, remember this story. Maybe they aren't just using it to buy alcohol. Maybe they have a pension plan!!
-- Haiku Hannah